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The amount of each householdвЂ™s AHP ranges from $500 to $10,000 (the $500 AHP is available only to singles ages 18-29). Although it is not the same as an insurance deductible, you can think about it in a similar way. This amount is called the Annual Household Portion, or AHP. Medi-Share calls these the вЂњAnnual Household PortionвЂќ and the вЂњMonthly Share Amount.вЂќ Annual Household PortionД®very Medi-Share member household is required to pay an alloted amount toward medical expenses themselves each year before they can submit additional expenses to be shared. There are basically two main cost categories to be aware of.

Now that you know what Medi-Share is and how to qualify and apply, IвЂ™m sure youвЂ™re curious about the costs. If your application is approved, youвЂ™ll open a sharing account and start helping fellow Christians cover the burden of unexpected medical expenses вЂ“ and theyвЂ™ll do the same for you. If you are determined to be at risk for certain health problems, you may be able to join under the condition that you join a вЂњhealth coaching programвЂќ and pay an additional monthly fee. Note that people with pre-existing medical conditions may not be accepted. Save Thousands with Medi-Share вЂ“ Does Medi-Share sound like a good fit for your familyвЂ™s healthcare needs? Get started with Medi-Share by following the link above! This helps Christian Care Ministry determine eligibility. YouвЂ™ll be required to provide your medical history and lifestyle information with your application. Once youвЂ™ve reviewed the guidelines, you can submit an application online or by phone. Essentially, you need to be a practicing Christian, ages 18-65, who abstains from unhealthy lifestyle choices like using tobacco and illegal drugs. If youвЂ™re a Christian who is looking for a more affordable solution to your healthcare needs, Medi-Share might be for you.Д«efore applying to Medi-Share, you should review their guidelines to make sure you meet their basic requirements. And, because Medi-Share is a Christian community, itвЂ™s about more than just cost sharing members also offer each other spiritual support.

Unlike some other medical cost-sharing programs, however, it is important to note that routine and preventative care expenses are not eligible for sharing under Medi-ShareвЂ™s specific guidelines.ДЄlthough there are some drawbacks relative to insurance, the big plus is that the costs of membership tend to be significantly lower for many families who would otherwise be forced to purchase health insurance through the open market. ItвЂ™s a community of people united by Christian beliefs who have committed to sharing each otherвЂ™s unexpected healthcare costs. You may also be surprised to learn that this is not a new concept.Д®stablished in 1993, Medi-Share is a healthcare sharing ministry offered through the non-profit corporation Christian Care Ministry, Inc. Participation in healthcare sharing ministries complies with the laws outlined in the Affordable Care Act, but it does not entitle members to the tax breaks associated with traditional insurance. Although members are committed to sharing healthcare costs, there is no guarantee that costs will be covered. They are not (and do not have to be) licensed by an insurance regulatory body because they are not insurance companies. Healthcare sharing ministries differ from insurance companies in a few ways. It functions in a similar way, so that distinction can be confusing. The first thing to know is that Medi-Share is not health insurance. Get Started: Learn how you can save with Medi-Share here! WeвЂ™ll discuss how it works, how much it costs, and compare it to other popular medical cost sharing options. Today, IвЂ™ll share a straightforward review of one popular option, Christian Medi-Share. If youвЂ™re considering a healthcare sharing ministry for your familyвЂ™s healthcare costs, you might be a bit confused about the different options. Many families find them to be an attractive and affordable solution to their healthcare needs, including ours.

For more about our advertising policies, read our full disclosure statementВ here.Д¬hristian healthcare sharing ministriesВ offer an alternative to traditional health insurance plans in the US. Should you click on these links, we may be compensated. This article may contain references to some of our advertising partners.

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